Invest in Your Company's Future and Your Employees' Security with a Comprehensive Retirement Plan.

Offering a workplace retirement plan, like a 401(k), creates a powerful partnership where both your business and your employees reap significant rewards. Discover the compelling advantages of establishing and participating in such a plan.

Benefits for Employers: Investing in Your Company's Success

Strategic Advantages for Your Organization.
Sponsoring a retirement plan is more than a perk – it's a strategic move that can positively impact your business in numerous ways:
  • Attract and Retain Top Talent: A competitive retirement package is a key differentiator in the job market, helping you secure and keep valuable employees.
  • Boost Employee Loyalty and Engagement: Demonstrating a commitment to your employees' long-term financial well-being fosters loyalty and engagement.
  • Potential Tax Advantages: Employer contributions are often tax-deductible, reducing your company's taxable income.
  • Lower Payroll Taxes: Pre-tax employee contributions can reduce your overall payroll tax obligations.
  • Improved Company Culture: Offering valuable benefits contributes to a positive and supportive workplace culture.
  • Competitive Edge: A robust benefits package can set your company apart from competitors who may not offer similar plans.
  • Facilitates Succession Planning: Helping employees save for retirement can lead to smoother transitions as they reach their retirement goals.

Benefits for Employees: Building a Secure Financial Future

Empowering Your Team's Long-Term Well-being.
Participating in an employer-sponsored retirement plan offers significant advantages for your employees:
  • Tax Advantages: Contributions often grow tax-deferred (traditional) or offer tax-free withdrawals in retirement (Roth), helping them keep more of their money.
  • Employer Matching Funds: Many employers match a portion of employee contributions, providing a significant boost to their retirement savings.
  • Convenient and Automatic Savings: Payroll deductions make saving easy and consistent.
  • Compounded Growth Potential: Their contributions and any employer match can grow substantially over time due to compounding.
  • Increased Retirement Security: A workplace plan significantly increases their chances of a comfortable and financially independent retirement.
  • Portability of Savings: Employees can often roll over their funds if they change jobs, ensuring their retirement savings remain intact.
  • Access to Investment Options: Plans typically offer a range of investment choices to suit different risk tolerances and financial goals.
  • Potential for Financial Education: Many plans provide resources and tools to help employees make informed investment decisions.

The Synergy: A Win-Win Situation

How Employer and Employee Benefits Align.
Employer-sponsored retirement plans create a powerful synergy where the benefits are mutually reinforcing:
  • Shared Goal: Both the employer and employee have a vested interest in the employee's long-term financial security.
  • Enhanced Recruitment and Retention: Attractive employee benefits, including retirement plans, directly benefit the employer's ability to build a strong team.
  • Tax Advantages for Both Parties: The tax benefits incentivize both employer contributions and employee participation.
  • Stronger Financial Future for Employees Leads to a More Stable Workforce: Employees who are confident about their retirement are often more focused and committed to their jobs.

Exploring Plan Options and Features

Tailoring a Plan to Meet Everyone's Needs such as


Matching Formulas
Vesting Schedules
Investment Choices
Contribution Limits
Loan Provisions
Educational Resources

Discover the Powerful Benefits of Sponsoring a Workplace Retirement Plan.

Let us help you design and implement a retirement plan that benefits both your company and your employees, creating a more secure and prosperous future for everyone. Contact us today to explore your options.
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cortnie.beaver@prudential.com       

 

223-386-6521

 

20140 Scholar Drive • Suite 311 • Hagerstown, MD 21742

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Cortnie Beaver is a Financial Planner with, and offers securities and investment advisory services through LPL Enterprise (LPLE), a Registered Investment Advisor, Member FINRA/SIPC, and an affiliate of LPL Financial.

LPLE and LPL Financial are not affiliated with Skye Wealth Management.

The LPL Enterprise registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

This information is not intended as authoritative guidance or tax or legal advice. You should consult with your attorney or tax advisor for guidance on your specific situation.

Skye Wealth Management does business in the following states:

Securities:             DC, MD, PA, VA, WV      Variable Life Insurance:      DC, MD, PA, VA, WV
Mutual Funds:      DC, MD, PA, VA, WV      Fixed Annuities:                    DC, MD, PA, VA, WV
Life Insurance:     DC, MD, PA, VA, WV      Variable Annuities:               DC, MD, PA, VA, WV

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